• Will I have to give up all my assets?
  
• Do I have to list all my debts?
  
• Will I lose my house even if I'm current?
  
• Will the trustee come to my house?
  
• Does my spouse have to file bankruptcy with me?
  
• Will bankruptcy stop wage garnishments?
  
• Are there debts that I cannot discharge?
  
• Is the IRS affected by my bankruptcy filing?
  
• Can I keep my car?
  
• Will I be allowed to file bankruptcy?
  
• How do I know which chapter to file?
  
• Can I discharge my student loans?
  
• What do I have to do to file bankruptcy?
  
• Can I put my assets in someone else's name before filing?
  
• Will I lose my retirement savings?
  
• Can I get credit after bankruptcy?
  
• What if I can't make the payments on my Chapter 13 plan?
  
• Does a previous bankruptcy prevent me from filing?
  
• Are there tax consequences to filing bankruptcy?
  
• Can I file bankruptcy without a lawyer?

Can I get credit after bankruptcy?

Filing bankruptcy does not prevent you from getting new credit. An entire class of lenders targets the recently bankrupt as customers! 

Immediately after a bankruptcy filing, you can expect credit to be more difficult to get, more expensive, and limited in amount.  

Two years after a bankruptcy discharge, debtors are eligible for mortgage loans on terms just as good as those with the same financial characteristics who have not filed bankruptcy.  That is, in getting a home loan after a bankrutpcy, the size of your down payment and the stability of your income will be much more important than the fact you filed bankruptcy in the past.

There is no "right" to credit. Landlords and credit card companies are well within their rights to consider your financial history in their credit decision.   However, debtors are protected from discrimination in employment and governmental licensing  based solely on the fact that they have filed bankruptcy by provisions of the Bankruptcy Code § 525.

While the fact that you filed bankruptcy stays on your credit report for 10 years, it becomes less significant the more time elapses.  In fact, you are probably a better credit risk after bankruptcy than before.